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Superannuation

Why use your Super for Insurance?

Using your superannuation to fund insurance can be a smart way to stay protected without impacting your daily budget.

  • Protect Your Cash Flow: Premiums are deducted from your super balance, meaning your take-home pay stays the same.
  • Tax Efficiency: Use pre-tax contributions taxed at only 15% to fund your cover, rather than paying from your after-tax income.
  • Easier Access: Most funds offer automatic “default” cover without medical exams, making it simpler to secure protection regardless of your health history.

Paying for insurance through your superannuation is a common choice because it moves the expense from your immediate daily budget to your long-term retirement savings.

Who can Benefit from Insurance through Super?

Budget-Conscious Earners

Maintain essential protection without any impact on your weekly take-home pay or household budget.

Young Professionals

Kickstart your long-term financial safety net as soon as you reach the eligibility threshold.

Tax-Focused Savers

Pay your premiums using pre-tax dollars, effectively receiving a 15% to 30% discount on cover.

Let’s

Engage

Contact

[email protected]
0448 886 467

Office

Suite 2, Level 2
15 London Circuit,
Canberra ACT 2601

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