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Total and Permanent Disability

What is TPD Protection?

Total and Permanent Disability (TPD) insurance is designed for the “worst-case” health scenarios. While income protection covers temporary stints away from work, TPD provides a lump-sum payment if you are permanently unable to work again.

While Income Protection acts like a salary substitute, TPD is your restart fund. It’s meant to cover the permanent costs—like paying off the house or funding medical care.

Who can Benefit from TPD Cover?

Sole Breadwinners

Ensure your family stays financially secure if your main source of household income stops.

Mortgage Holders

Eliminate your mortgage or large debts instantly if you are never able to work again.

Physical Occupations

Secure a large payout if a permanent injury prevents you from performing manual trade roles.

Parents & Caregivers

Fund long-term childcare and household help if you lose the capacity to provide care.

Let’s

Engage

Contact

[email protected]
0448 886 467

Office

Suite 2, Level 2
15 London Circuit,
Canberra ACT 2601

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